Can Debt Settlement Companies Guarantee Results?  (What They Don’t Tell You)

It’s an undeniable fact that debt comes with a whole lot of emotional and financial burden. Especially if your current financial situation isn’t really up to the mark and you are struggling with your monthly repayments then debt settlement really seems like a big relief. It’s a wise move especially when your interest is already […]

How to Report a Debt Settlement Scam & Get Your Money Back

A debt settlement scam can be one of your worst nightmares especially when you are already financially strained. It can leave you into an even worse shape, running you out of money while you are still in debt. It’s unfortunate that there are several fraudulent debt relief companies out there waiting to prey on already […]

Are Debt Settlement Companies Legit? How to Find a Trustworthy Provider

When someone’s drowning in debt, the promise of a “quick fix” can really be tempting and that’s exactly how scam debt settlement companies lure their customers. Often these companies claim that they can slash your debt by half and make other false claims that appear very tempting at first but they can cause you much […]

Should You Trust Online Reviews of Debt Settlement Companies?

We are currently living in the digital era where almost every business relies on online reviews. The internet serves as a key decision making tool when consumers have to assess the credibility of a business/service. The same is the case with choosing a debt settlement company. People often read online reviews first before making their […]

Debt Settlement Horror Stories: Real-Life Cases & Lessons Learned

For people drowning in debt and facing a financial crisis all at the same time, debt settlement is the way out. It sure does serve as a new lifeline but only if done the right way by the right people. The debt settlement industry is growing at a rapid pace because this financial strategy really […]

How to Save Money While Going Through Debt Settlement

There’s no doubt in the fact that debt settlement is a viable option especially for those struggling with overwhelming debt. Especially if you are someone going through a serious financial hardship then this step will definitely lift off your burden. However, every debt relief strategy comes with a few downsides and the same is the […]

Should You Get a Personal Loan to Pay Off Settled Debt?

Debt settlement undeniably offers a huge financial relief and it just lifts all the debt burden off your shoulders. However, what comes next is more important and crucial for your financial future. Sometimes, people take out personal loans to pay off their previously settled debt for various reasons. Some take this decision in order to […]

What Are The Most Common Debt Settlement Scams?

People facing financial distress often opt for debt relief options like debt settlement in order to reduce their financial obligations. Where such strategies can work wonders, there’s a downside to them too. For example, unfortunately there are multiple fraud debt settlement companies out there waiting to prey on vulnerable customers who are in dire need […]

Can You Still Get a Mortgage After Debt Settlement?

Everyone dreams of owning a home but for some, it’s not as easy as it sounds mainly because of the debt that’s standing in their way. Even if you decide to deal with the debt and eliminate it, the path you choose will impact your ability to  buy a home. For example, most people who […]

How to Identify a Debt Settlement Scam (Red Flags to Watch For)

Debt settlement offers just the kind of financial relief you are looking for when you are dealing with overwhelming debt. It sure is a great tactic to reduce your debt and resolve it once and for all. However, choosing the right settlement company to work with is of utmost importance if you want things to […]

How To Negotiate Monthly Payments In A Debt Settlement Plan

Debt management is quite overwhelming especially when it’s getting harder for you to manage the repayments. A reasonable and affordable payment plan can provide you the relief you are looking for. Some people think of debt settlement as a one time pay off but on the other hand, if you negotiate a monthly payment plan, […]

Should You Keep Using Credit Cards After Debt Settlement?

If you’ve successfully achieved debt settlement with your creditor, you do realize the worth of this hard earned resolution. It’s a huge financial turning point but it of course comes with a cost. It’s a combination of stress, sacrifices and rebuilding. After debt settlement, most people wonder if they should start using their credit cards […]